Helping you succeed in life's financial journey
Posts by Richard Maloy:
Should I buy a rental property?
As New Zealanders, we enjoy the buzz of listing, buying and selling. And it's not at all surprising – the property market has been delivering excellent long-term returns. But is investing in a rental property still a smart move? Here are some pros and cons to keep in mind.Read more
Are you contributing enough to your KiwiSaver for Retirement?
How much KiwiSaver money would you need on top of NZ Super, to fund the lifestyle you're envisioning? We’ve put together some helpful hints and tips to get you started.Read more
The residential care subsidy - could a trust upset your eligibility?
A long-term stay in a rest home or hospital is a costly but often necessary reality. This article looks at the government subsidies available, and whether placing assets in a trust could work against you. Sit down with a nice cup of tea for this one!Read more
How to transfer your Australian Super to KiwiSaverDeciding whether to transfer your Aussie Super to KiwiSaver (that's the article we wrote on it) is a decision that shouldn't be made lightly - we recommend looking at the... Read more
What to do with a windfall - five things to think about first
Receiving a lump sum can be quite dreadful and exciting at the same time. Tempted to blow it all, or keen to hold it close to your chest? Unsure? Before you do anything, read this!Read more