Articles
Posts by Richard Maloy:
Are you contributing enough to your KiwiSaver for Retirement?
How much KiwiSaver money would you need on top of NZ Super, to fund the lifestyle you're envisioning? We’ve put together some helpful hints and tips to get you started.
The residential care subsidy - could a trust upset your eligibility?
A long-term stay in a rest home or hospital is a costly but often necessary reality. This article looks at the government subsidies available, and whether placing assets in a trust could work against you. Sit down with a nice cup of tea for this one!
Retirement age - the age-old issue!
The retirement age will soon be increased to 67. The NZ population is ageing so what can we as a society do about it? And what does it mean for your own prospects for retirement? Let's take a look!
Bonus Bonds - are you feeling lucky???
Every month one bonus bond holder will win $1,000,000 tax free. Even second and third prize sound enticing at $100,000 and $50,000 respectively. But how do the odds stack up? Find out here.
How to transfer your Australian Super to KiwiSaver
Deciding whether to transfer your Aussie Super to KiwiSaver (that's the article we wrote on it) is a decision that shouldn't be made lightly - we recommend looking at the...
What does Trump's victory mean for my investments and KiwiSaver?
It is very early days with the dust yet to settle and the likely ramifications of Trump's election will take some time to be known. Here's some quick advice in the short term.
3 signs you need an Investment Adviser
Others simply don't know where to start! An Investment Adviser can work with you to create personalised investment and wealth generation solutions.
What to do with a windfall - five pearls of wisdom!
It may be a planned windfall (perhaps a term deposit, your life insurance policy maturing or the sale of a business or property), or it could be completely out of...
How to make the most of your KiwiSaver: the 5 must-do's!
It's great that Kiwis are becoming more and more engaged in planning for their future. With life expectancy rising in New Zealand, making a few key decisions now can really...
Is it time to bring your Aussie Super home?
Toward the end of 2015 official statistics were released revealing something that has not been seen in a generation – net migration from Australia has turned positive for the first...