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What type of investor are you?

This is a short questionnaire to help your adviser make a recommendation for your KiwiSaver.

It is designed to help you understand your attitude towards risk and determine your capacity for uncertainty in the markets. It is a guide only.

Please take your time to understand each question and provide realistic and honest answers. Tick the box that most applies to you.

KiwiSaver Risk profile - no Fact Find

Client information

First Name *

Last Name *

Email

Your Wealth Adviser *

How much do you contribute?

3%

4%

6%

8%

10%

I make a voluntary contribution

I don't contribute

Risk profile

1. How important is it to you that your KiwiSaver fund is a socially responsible investment? *

I want a Responsible Investment that avoids investing in tobacco, recreational cannabis, and armaments (such as civilian firearms and other weapons).

I want a Responsible Investment that goes a step further, that also excludes direct investments in fossil fuels, nuclear power, gambling, alcohol, whaling, factory farming, live animal exports, adult entertainment, palm oil production & plantations, animal testing (non-medical) and Genetically Modified Organisms.

No preference.

(Choose one)

2. When are you likely to make a significant withdrawal (for your retirement needs or a first home purchase)? *

Within 2 years (1)

In 3 to 4 years (2)

In 5 to 7 years (3)

7 to 10 years (4)

More than 10 years (5)

(Choose one)

3. What is your attitude toward your KiwiSaver balance? *

I do not want to see my balance fall at any time (1)

I do not like seeing my balance fall, but accept there will be small ups and downs (2)

I am okay with my balance falling for a short period, provided my balance is at least equal to the amount I have contributed over the longer term (3)

I am okay with my balance falling, provided it’s likely my balance will be higher than the amount I have contributed over the long term (4)

I expect to see my balance rise and fall frequently. My expectation is for a superior KiwiSaver balance above the amount I invested over the longer term (5)

(Choose one)

4. If my KiwiSaver balance dropped by more than 10% over a six month period, I would be very concerned. *

Strongly agree (1)

Agree (2)

Neutral (3)

Disagree (4)

Strongly disagree (5)

(Choose one)

5. How do you feel about balancing risk and return? *

I want to minimise my risk and am willing to accept low returns (1)

I am only willing to take a moderate amount of risk to generate low to medium returns (2)

I am willing to take a medium amount of risk to provide a more reasonable return (3)

In order to receive higher returns, I am willing to take a relatively high amount of risk (4)

I want to maximise my returns and am willing to accept a high level of risk (5)

(Choose one)

6. The following graph shows the results of five hypothetical funds over a one-year period. The green bars show the potential returns, and the orange bars show the potential loss each fund could experience. (Note: the fund with the best potential return also has the largest potential loss). Which fund would you feel most comfortable with? *

Fund A (1)

Fund A (1)

Fund B (2)

Fund B (2)

Fund C (3)

Fund C (3)

Fund D (4)

Fund D (4)

Fund E (5)

Fund E (5)

If you are human, leave this field blank.

Δ

Need help?

Contact your Adviser

Hayley O'Brien

Hayley O'Brien, Wealth Adviser, specialising in Investments and KiwiSaver at Cole Murray Financial Advisers.

06 870 7050

Email Hayley

Tania Heighway

Tania Heighway, Mortgage, Insurance and KiwiSaver Adviser, based in Wairoa for Cole Murray Financial Advisers.

06 870 7050

Email Tania

Stacey Crispin

Stacey Crispin, Mortgage, Insurance and KiwiSaver Adviser based in Central Hawke's Bay for Cole Murray Financial Advisers.

06 870 7050

Email Stacey

Ian Fraser

Ian Fraser, Mortgage, Insurance and KiwiSaver Adviser at Cole Murray Financial Advisers. Based in Hastings and Havelock North.

06 870 7050

Email Ian

Kate Gustafson

Kate Gustafson, KiwiSaver Adviser and Support at Cole Murray Financial Advisers.

06 870 7050

Email Kate

David Riddell

Dave Riddell, our Insurance Adviser is here to find the right insurance for you and your situation.

06 870 7050

Email David

Contact Us

310 Avenue Road East,
PO Box 12, Hastings
New Zealand

Phone: 06 870 7050

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